What is Motability?

Motability has been offering services to disabled people for over 30 years, by exchanging their mobility allowance for a brand new car. Since its establishment in 1978, Motability has helped over 2 million people get mobile with a brand new car.

With Motability you simply exchange your mobility allowance – either the Higher Rate Mobility Component of the Disability Living Allowance or the War Pensioners’ Mobility Supplement – for a brand new car.

Included with the car is a whole host of benefits, so the only thing you actually need to budget for is your fuel. You don’t even have to be able to drive yourself as you can nominate up to two other drivers or, equally, if your child receives the allowance you can get a car on their behalf.

There are 2 options when selecting a Motability deal, you can either opt for a 3 year lease agreement or a hire purchase option.

What is included?

The 3 year lease option includes the following benefits:

  • A new car of your choice every three years (or five years for WAV* customers)
  • Over 4,000 cars to choose from (200 with no advance payment)
  • Insurance from RSA Motability
  • Servicing and maintenance
  • Full breakdown assistance from RAC
  • Annual car tax
  • Replacement tyres by Kwik Fit
  • Window and windscreen repair or replacement
  • 60,000 mileage allowance over three years or 100,000 for WAV* customers
  • Many adaptations at no extra cost

Items that you will be responsible for include the following:

  • Fuel, oil and consumables – such as washer liquid
  • Optional extras not fitted as standard – such as leather seats
  • Adaptations – some require an additional payment
  • Insurance claims – there is a £75 minimum excess on any claim for loss or damage (full details can be obtained on application)
  • Fines – any parking or speeding fines are your responsibility
  • Theft of, or damage to – personal belongings in the car

Although less common, the hire purchase option is also available - ask in your local branch/retailer for more information.

* Wheelchair Accessible Vehicle

Motability guide